All characters start at the “Up to Your Waist” power level. This gives them:
- a starting refresh of 7;
- 25 skill point;
- a maximum skill rank of Great.
Each character can take a template with a refresh cost of maximum -3. All of the Templates on this site have a refresh of -2, allowing the characters to take one of the available options.
The following templates from the book “Your Story” are also allowed:
- Pure Mortal
- Emissary of Power
- Focused practitioner
- Minor Talent
- True believer
- White court virgin
Just remember the maximum -3 refresh rule
Each character has to have at least 2 refresh points left for play. This means that they can take up to 5 refresh points in powers and stunts combined (with the exception of the pure mortal who can take up to 7 stunts because of the +2 refresh bonus).